The bank-financing process requiring immediate payback makes buildings artifacts primarily aimed at recovering the loan, undermining gradual, adaptive building.

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• The building is first and foremost designed as a system of expenditures; from the outset, financial calculations help to shape the building as much as design.claim0.773
  Claim that money distribution is an integral part of the design process, not an afterthought.
• A building which has profound feeling will also solve seemingly unrelated functional aspects.claim0.772
• The bank building's entrance, windows, and base were not unfolded from the site, rendering the building dysfunctional and ugly.claim0.759
  Further analysis of bank building.
• If the builder consistently uses the emerging feeling of the whole as the origin of his insight, then this is tantamount to a natural process of structure-preserving unfolding.hypothesis0.747
• If a building is made by a process that allows fine adaptation through feedback, it will have life; if built from fixed drawings, it will not.hypothesis0.743
  Predictive conditional summarizing the chapter's argument.
• It is, ultimately, the process, not the design, which gives life to a building.claim0.742
  Emphasizes process over blueprint.
• Fundamental change, even in high-profile rigid processes like banking, is possible and has been demonstrated in our time.claim0.741
  Conclusion drawn from Grameen Bank success that small sequences can change entrenched systems.
• The development process, driven by remote speculative investment judged solely by monetary return, is inherently incapable of creating living structure.claim0.740
  Core critique that the motive of profit via leveraged capital necessarily precludes the adaptations needed for life.